June 18, 2007 07:00 PM

Photo Michael Simon/startraks

We’re all dying to show off our new bikinis or bathing suits, but you sometimes want a little something to throw on top of it, like Kimberly Stewart. And there’s plenty of adorable and affordable cover-ups out there this summer. We’ve rounded up a few of our favorites for under $25 — who needs to spend a ton of money to look hot on the beach this summer?

Want to keep just a little covered? Try wrapping J. Crew’s $20 red hot mini cotton pareo around your waist. St. John’s Bay voile skirt is great wear for on- and off-the-beach and only $7!

Want to cover-up and still show off your legs? Try this airy sheer tunic from La Redoute for just $20. Go bold with a print, like In Gear’s $20 circle version available in black or white. Or go sexy with Target’s deep v-neck tunic for $18.

Click here to see our Ultimate Guide to Summer Style. Everything you need to beat the heat — from the hottest shoes to the coolest shades and the sexiest bikinis!

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