October 06, 2016 08:00 AM

Ari Michelson

When Tori Spelling discovered she was pregnant with her fifth child, one of her first thoughts was to make sure that the terrifying ordeal she endured during her fourth pregnancy could be avoided.

“I thought if we had another baby, my life could potentially be in danger,” Spelling, 43, exclusively tells PEOPLE.

The actress suffered from placenta previa, a condition in which the placenta blocks the cervix, during her pregnancy with son Finn, now 4.

“Everything that could have gone wrong, went wrong,” continues Spelling, who spent three months in the hospital during her dangerous pregnancy due to excessive bleeding. “Dean [McDermott] and I created four beautiful children together and the thought of them not having a mother [if something went wrong again] was not something we were okay with.”

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Luckily, Spelling does not have placenta previa this pregnancy. “We were so happy once we found out,” she says.

Adds McDermott, 49: “The doctor said that considering everything that happened the last time, this is a miracle baby that Tori got pregnant and that it’s okay.”

Watch this full episode of People Features: Tori & Dean, available now, on the new People/Entertainment Weekly Network (PEN). Go to PEOPLE.com/PEN, or download the PEN app on Apple TV, Roku Players, Amazon Fire TV, Xumo, Chromecast, iOS and Android devices.

Ari Michelson

Now, the relieved parents of Liam, 9, Stella, 8, Hattie, 5 and Finn are focused on their healthy baby — and expanding their brood.

Says Spelling, “As far as cars and SUVs, we’re maxed out! And we’ll definitely be house hunting. We need another room. They’re already doubled up.”

Adds McDermott with a laugh, “We’re going to buy an apartment complex. Each child can have their own apartment!”

For exclusive photos and much more from Tori Spelling, pick up the new issue of PEOPLE, on newsstands Friday.

— Aili Nahas

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