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Kerry Harper, 20, has the kind of sultry, patrician beauty from her American Indian-English ancestry that makes strangers exclaim, “You ought to be a model.” They are right, but a little late. She had 10 ad pages in Vogue last September and eight more in February, plus a movie offer she declined (because it required playing a prostitute). Back home in Fort Wayne, Ind., Kerry was a cheerleader and high school homecoming queen and had enrolled in a modeling course, “mostly to learn about makeup.” But encouraged by winning a photography contest, she decided to try Chicago. “I gave myself a week,” she says, “to look around and see what would happen.” The second agency she approached, Playboy Models Inc. (a G-rated division of Hefner’s empire), signed her on. Though shy and quiet by nature, on camera the 5’8″, 112-pound daughter of a sixth-grade teacher becomes “an aristocrat, rather Audrey Hepburn in style,” says famed photographer Victor Skrebneski. With fees approaching $80,000 last year, Kerry has had to incorporate herself as Harper Productions, Inc. This October she will marry her hometown sweetheart, real estate agent Jay Mal-chi, 22, and should her modeling career eventually peak or pall, she plans to go to college. Her major: criminology.

Tim Gollin (center), 19, started his sophomore year at Yale University “broke.” But the English major from Salisbury, Conn. had dreamed up a windfall scheme: namely, Yale Student Tech, which would offer noncredit courses ranging from classical guitar to bartending. Instructors would receive a $200 fee; students would pay $20 to $35 per course. With the backing of two classmates, Mark Lane (left), 19, from Flushing, N.Y. and John Tittmann, 20, of Concord, Mass., the project was launched. “We had nothing to lose,” John remembers, “and it seemed like a good way to make some money.” In January YST started with an enrollment of 260. Courses were scaled down from the planned 22 to a manageable 11 (the most popular: Auto Mechanics I and Disco Dancing). By qualifying as an official student agency, YST was entitled to use the Yale name and to bill students through the bursar’s office. After paying overhead, Tim estimates they’ll pocket only $1,000 between them. Yet the founders have been approached to write a paperback manual advising other campuses how to start similar programs. Next fall Tim (also at work on a novel) says that YST will offer 30 courses, from the practical (typing) to the transcendental (how to found your own religion).